Debt collector for $200 bill gets nailed for $1.5-million judgment
I have worked in the collections field for over 20 years. I followed the FDCPA and was compliant. Most collectors I have seen have been in the grey area. Then there are even many more that I see violate the FDCPA completely while the company owners are aware of it.
However, I don’t think any company would tolerate collectors who set themselves up for lawsuits by leaving messages that violates the FDCPA on voicemail. Those are easy wins for consumers. This alleged debt was only for $200 and will cost this company $1.5 million.
The ACT case is a brazen example of just how depraved debt collectors can be. Here is a sampling of a few cheery greetings the company’s representatives left for Allen Jones:
“This is your motherf—— wake-up call you little lazy a– b—-,” a collector said in one early-morning message obtained by Dallas/Fort Worth’s WFAA-TV. “Get your motherf—— n—-r ass up and go pick some motherf—— cotton fields.”
Unfortunately for the debt collectors, Jones saved the messages as evidence. And it turns out a jury wasn’t amused. Here is a news report from Dallas:
Jones’ attorney said, “If we did not have tapes, no one would ever have believed that this happened.”
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